Importance

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Abstract

A universal charity card system having a universal charity card which identifies a customer-benefactor and a charity by coded information. A merchant computer system which reads the universal charity card's coded information and computes charitable contribution as a percent of sales to the customer-benefactor and stores in a merchant database data on the customer-benefactor identification, the charity identification, merchant identification and charitable contribution. A central computer system which pre-stores merchant's bank electronic fund transfer identification, charity's bank electronic fund transfer identification, and links to the merchant computer system for the purpose of downloading the merchant database, whereby, it downloads the merchant database and initiates a debit electronic fund transfer to the merchant's bank for an amount equal to the charitable contribution and a credit electronic fund transfer to charity's bank for an amount equal to the charitable contribution.

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First Claim