Systems and methods for generating vehicle insurance policy data based on empirical vehicle related data

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United States of America Patent

PATENT NO 9865020
SERIAL NO

15674067

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Abstract

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The present disclosure generally relates to a computer implemented system and method for automatically generating insurance policy related data. The system and method may determine a vehicle operator and generate empirical vehicle operator identity data. The system and method may further acquire empirical vehicle operation data related to the actual vehicle operator, and correlate the empirical vehicle operator identity data and the empirical vehicle operation data to generate vehicle insurance policy related data. The system and method may further include processing one or more insurance options, including underwriting and pricing, based at least in part on the vehicle insurance policy related data.

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Patent Owner(s)

  • STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Binion, Todd Bloomington, US 143 6119
Christensen, Scott T Salem, US 208 6477
Cielocha, Steven C Bloomington, US 92 2495
Gay, Christopher E Dallas, US 27 1096
Hayward, Gregory Bloomington, US 196 7189

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