Location based transaction authentication

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 11836727
SERIAL NO

17112290

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems, methods, and apparatuses for authorizing a transaction using location based transaction authentication. The method includes receiving a transaction authorization request for a transaction; determining a location of the transaction; identifying an identity of a user associated with the transaction authorization request; determining a computing device associated with the identified user; determining a location of the determined computing device associated with the identified user; determining a distance between the location of the transaction and the location of the determined computing device; determining that additional authentication is required of the identified user based on the determined distance; prompting, the user for additional authentication information; receiving a response including additional information; and, authorizing the transaction based on the additional information matching stored additional authentication information.

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Patent Owner(s)

  • WELLS FARGO BANK N.A.

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Clithero, Keith Charlotte, US 3 0
Parekh, Pankaj San Francisco, US 24 156
Perez, Steve San Francisco, US 10 0
Sanford, Daniel Charlotte, US 17 13
Wurz, Bill San Francisco, US 3 0

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