Real-time execution of data exchanges between computing systems based on selectively allocated parameters

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United States of America Patent

PATENT NO 11900352
APP PUB NO 20210374705A1
SERIAL NO

17399200

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Abstract

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The disclosed embodiments include computer-implemented systems and processes that perform operations that initiate, approve, and execute exchanges of data between network-connected systems, apparatuses, and devices in a computing environment. For example, a network-connected apparatus may receive a first value of a parameter that characterizes an exchange of data initiated at a terminal device, identify a second value of the parameter allocated to the client device. In response to a determination that the first parameter value exceeds the second parameter value, the apparatus may request, and receive, parameter data from an application program executed by the at least one processor. The parameter data may identify a third value of the parameter allocated to the client device by the executed application program, and the apparatus may authorize, based on the second and third parameter values, a performance of the initiated data exchange in accordance with the first parameter value.

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Patent Owner(s)

Patent OwnerAddress
THE TORONTO-DOMINION BANK66 WELLINGTON STREET WEST TD TOWER 15TH FLOOR TORONTO M5K 1A2

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dunjic, Milos Oakville, CA 158 713
Haldenby, Perry Aaron Jones Toronto, CA 74 1720
Lee, John Jong-Suk Toronto, CA 177 1644

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