Biometric electronic signature authenticated key exchange token

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United States of America Patent

PATENT NO 11855983
SERIAL NO

17878713

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Abstract

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A biometric electronic signature authenticated key exchange (“BESAKE”) token processing system. The system includes a storage location having a plurality of biometric reference templates. The system further includes an authentication computing system having a processor and instructions. The instructions configured to cause the authentication computing system to receive a signing party identifier and the BESAKE token from a signing party. The BESAKE token having a biometric sample encrypted using an encryption key. The instructions further configured to generate a decryption key and decrypt the encrypted biometric sample from the BESAKE token. The instructions further configured to match the biometric sample with a biometric reference template and transmit to a biometric service provider computing system a match request. The instructions further configured to determine a signing party identity via a binary match value. The binary match value relating to a result of matching the biometric sample with the biometric reference template.

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Patent Owner(s)

  • WELLS FARGO BANK, N.A.

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Griffin, Phillip H Raleigh, US 139 887
Stapleton, Jeffrey J O'Fallon, US 85 425

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