Authentication based on biometric identification parameter of an individual for payment transaction

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 11232450
APP PUB NO 20190220866A1
SERIAL NO

16245316

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Abstract

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Provided is a computer-implemented method for authenticating a customer during payment transactions based on biometric identification parameters of the customer that includes receiving image data associated with an image template for identification of a customer, receiving image data associated with an image of a biometric identification parameter of the customer during a payment transaction between the customer and a merchant, establishing a short-range communication connection with a user device associated with the customer during the payment transaction between the customer and the merchant, authenticating an identity of the customer for the payment transaction via the short-range communication connection, determining an account identifier of an account of the customer based on authenticating the identity of the customer for the payment transaction, and processing the payment transaction using the account identifier of the account of the customer. A system and computer program product are also disclosed.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Arora, Sunpreet Singh San Mateo, US 35 61
Best-Rowden, Lacey San Mateo, US 17 37
Dawson, Amy San Francisco, US 3 8
He, Jiayun San Francisco, US 3 8
Jimenez, Andres Walnut Creek, US 17 62
Lohtia, Sunit San Rafael, US 16 902
Mahajan, Saloni Vijaykumar Fremont, US 3 8
Olson, Dennis Franklin San Francisco, US 4 26
Palacios, Jorge Andre Torres Perez San Francisco, US 3 8
Parikh, Binoy Parag Foster City, US 3 8
Sheets, John F San Francisco, US 67 2776
Sisodiya, Amisha San Francisco, US 3 8
Starr, Elianna San Francisco, US 3 8
Tadepalli, Sneha Sri Fremont, US 3 8
Vuddaraju, Sowmya Fremont, US 3 8
Wagner, Kim R Sunnyvale, US 48 713

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