Personalized behavior-driven dynamic risk management with constrained service capacity

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 11341446
APP PUB NO 20170357922A1
SERIAL NO

15181919

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

A method is provided for personalized behavioral-driven event management. The method includes determining, by a processor, derivative behaviors from user behavioral data for one or more users. The derivative behaviors include intent driven behavioral data and habitual behavioral data. The method further includes deriving, by the processor, one or more behavioral triggers that differentiate the intent driven behavioral data from the habitual behavioral data. The method also includes generating, by the processor, a risk prediction based on a predictive risk assessment model that uses the intent driven behavioral data differentiated from the habitual behavioral data by the one or more behavioral triggers to enhance a predictive power of the user behavioral data. The method additionally includes enabling, by the processor, risk intervention for at least one of the one or more users by directly targeting the behavioral triggers, responsive to the risk prediction.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

  • IBM CORPORATION

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Li, Hongfei Briarcliff Manor, US 73 592
Sun, Wei Tarrytown, US 749 4776

Cited Art Landscape

Load Citation

Patent Citation Ranking

Forward Cite Landscape

Load Citation

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Nov 24, 2025
7.5 Year Payment $3600.00 $1800.00 $900.00 Nov 24, 2029
11.5 Year Payment $7400.00 $3700.00 $1850.00 Nov 24, 2033
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00