Reward offer redemption for payment cards

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United States of America Patent

PATENT NO 11488195
SERIAL NO

15965788

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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In one embodiment, a method includes receiving information about a payment from a user to a merchant using a payment account issued to the user by a payment service, the payment account being linked to one or more reward offers. Each reward offer is redeemable upon satisfaction of one or more criteria. The method also includes determining that each criterion associated with a reward offer linked to the payment account has been satisfied, redeeming the reward offer to reduce a value associated with the payment, and sending, to an application installed on a client device associated with the user, a user interface indicating that the reward offer has been redeemed in association with the payment.

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Patent Owner(s)

Patent OwnerAddress
BLOCK INC1955 BROADWAY SUITE 600 OAKLAND CA 94612

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Hussain, Ali Waterloo, CA 18 75
Jacoby, Brandon New York, US 6 57
Jennings, Owen San Francisco, US 9 59

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 May 1, 2026
7.5 Year Payment $3600.00 $1800.00 $900.00 May 1, 2030
11.5 Year Payment $7400.00 $3700.00 $1850.00 May 1, 2034
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00