System for secure channel selection for multi-factor authentication using non-fungible electronic resources

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United States of America Patent

PATENT NO 11949716
APP PUB NO 20230247053A1
SERIAL NO

17588421

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Abstract

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Systems, computer program products, and methods are described herein for secure channel selection for multi-factor authentication using non-fungible electronic resources. The present invention is configured to receive, from a user input device, a request from a user to access resources; determine a first authentication channel for verification of user identity; trigger an authentication channel validation engine to validate the first authentication channel; retrieve authentication channel information associated with the first authentication channel; determine that the user has a non-fungible token (NFT) for the first authentication channel; retrieve, from one or more metadata layers of the NFT, authentication channel descriptors associated with the first authentication channel; compare the authentication channel information with the authentication channel descriptors to determine a match; determine that the first authentication channel is valid based on at least the match; and initialize verification of the user identity via the first authentication channel.

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Patent Owner(s)

  • BANK OF AMERICA CORPORATION

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Sharma, Anirudh Kumar Haryana, IN 13 17

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