Peer forward authorization of digital requests
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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Nov 9, 2021
Grant Date -
Aug 18, 2016
app pub date -
Feb 11, 2016
filing date -
Feb 13, 2015
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
Embodiments may enable a user to forward authorize a specific amount to a member of their payment pool by distributing a subtoken generated from a token issued to the user. The member of the payment pool may receive the subtoken through a delivery channel (e.g., by e-mail) and may utilize the subtoken during a purchase by providing a corresponding delivery channel identifier (e.g., e-mail address) as an authentication credential. In some embodiments, the subtoken may be time-sensitive and may be valid during a time period designated by the user.
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