Retirement planning system and method
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United States of America Patent
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-
Nov 23, 2010
Grant Date -
Jan 29, 2009
app pub date -
Oct 3, 2008
filing date -
Jan 5, 2005
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A computer-implemented retirement planning system comprises data collection logic, modeling logic, and report generation logic. The data collection logic is configured to receive data pertaining to an individual planning for retirement. The retirement modeling logic is configured to process the data to generate parameters of a retirement plan. The retirement plan comprises a retirement income arrangement in which the amount of inflation-adjusted retirement income (from sources other than long term care insurance and health insurance) is larger during early years of the retirement plan and decreases as the maximum life expectancy of the individual is reached. The report generation logic being configured to generate a retirement plan report describing the retirement income arrangement.
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