Systems and methods for a user interface for making recommendations

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United States of America Patent

PATENT NO 11748727
SERIAL NO

16904115

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A system includes an application programming interface, a database, and a server. The application programming interface can make recommendations to a user at a point of sale to display a recommended payment method from a set of payment methods associated with the user. The database can store past transactions for each payment method in the set of payment methods. The server can generate payment analytics by analyzing the past transactions in the database for each payment method. The server can determine potential benefits available to the user. The server can determine the recommended payment method by using the payment analytics and maximizing the potential benefits available to the user.

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Patent Owner(s)

Patent OwnerAddress
CAPITAL ONE SERVICES LLC1680 CAPITAL ONE DRIVE MCLEAN VA 22102

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Benkreira, Abdelkader Washington, US 181 189
Bergeron, George Falls Church, US 65 60
Bulgakov, Mykhaylo Arlington, US 73 103
Chatman, Ljubica New York, US 32 62
Edwards, Joshua Philadelphia, US 735 1128
Gabriele, David New York, US 52 79
Montealegre, Andrea Arlington, US 39 54
Nguyen, Vu Pittsburg, US 90 997
Vukich, Adam Alexandria, US 168 367

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3.5 Year Payment $1600.00 $800.00 $400.00 Mar 5, 2027
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