Systems and methods for transferring value to payment accounts
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United States of America Patent
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Jan 31, 2017
Grant Date -
Mar 10, 2016
app pub date -
Jan 13, 2015
filing date -
Sep 8, 2014
priority date (Note) -
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status (Latency Note)
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Abstract
Systems and methods are provided for transferring value from to a payment account associated with a virtual wallet of a consumer. The value can be transferred using voucher-based transactions or cash-based transactions. One exemplary method includes receiving, at a computing device, a load request to transfer value to a payment account associated with a consumer. The load request includes the value to be transferred and a directory number for a mobile device associated with the consumer. The method also includes determining an account number for the consumer's payment account, at the computing device, based on the directory number for the consumer's mobile device and generating, by the computing device, a request indicating the value to transfer to the payment account and the account number for the consumer's payment account.
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