Method, device and secure element for conducting a secured financial transaction on a device
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United States of America Patent
Stats
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Jul 26, 2022
Grant Date -
Sep 10, 2020
app pub date -
May 26, 2020
filing date -
Feb 29, 2012
priority date (Note) -
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Abstract
A method of and system for operating a mobile device used as a payment terminal are disclosed. The mobile device is configured to run a point of sale (POS) application for receiving a payment from a customer. User input comprising an amount corresponding to the payment is received. A contactless interface of the mobile device is activated. An indication of one or more payment applications supported by a payment apparatus is received via the contactless interface. One of the payment applications is selected. Data associated with the payment apparatus is acquired. The data associated with the payment apparatus identifies a financial account of the customer. At least a portion of the data associated with the payment apparatus is encrypted. The encrypted data and an identifier corresponding to the merchant are sent to a remote server.
First Claim
Family
- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
- APPLE INC.
International Classification(s)
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Alberti, Xavier | Montreal, CA | 11 | 139 |
De, Nanclas Maxime | Montreal, CA | 11 | 139 |
Dolcino, Luc | Laval, CA | 9 | 124 |
Du, Hays Benjamin | Hampstead, CA | 11 | 139 |
Fontaine, Sebastien | Montreal, CA | 27 | 195 |
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