Method, device and secure element for conducting a secured financial transaction on a device

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 11397936
APP PUB NO 20200286068A1
SERIAL NO

16883358

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A method of and system for operating a mobile device used as a payment terminal are disclosed. The mobile device is configured to run a point of sale (POS) application for receiving a payment from a customer. User input comprising an amount corresponding to the payment is received. A contactless interface of the mobile device is activated. An indication of one or more payment applications supported by a payment apparatus is received via the contactless interface. One of the payment applications is selected. Data associated with the payment apparatus is acquired. The data associated with the payment apparatus identifies a financial account of the customer. At least a portion of the data associated with the payment apparatus is encrypted. The encrypted data and an identifier corresponding to the merchant are sent to a remote server.

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Patent Owner(s)

  • APPLE INC.

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Alberti, Xavier Montreal, CA 11 139
De, Nanclas Maxime Montreal, CA 11 139
Dolcino, Luc Laval, CA 9 124
Du, Hays Benjamin Hampstead, CA 11 139
Fontaine, Sebastien Montreal, CA 27 195

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Jan 26, 2026
7.5 Year Payment $3600.00 $1800.00 $900.00 Jan 26, 2030
11.5 Year Payment $7400.00 $3700.00 $1850.00 Jan 26, 2034
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00