System and method for conditional data transfers

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United States of America Patent

PATENT NO 11928351
APP PUB NO 20220413735A1
SERIAL NO

17892717

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A system comprises a communications module; a processor coupled to the communications module; and a memory coupled to the processor, the memory storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module, a transfer instruction for transfer of data from a first data record associated with a transferor to a second data record associated with a recipient, the transfer instruction including a transfer amount and a condition associated with the transfer; send, via the communications module, a notification of the transfer instruction to a computing device associated with the recipient and request permission to obtain contextual data therefrom; when permission is granted, obtain, via the communications module, contextual data from the computing device; determine, based on the contextual data, that the condition associated with the transfer has been satisfied; and in response to determining that the condition associated with the transfer has been satisfied, effect the transfer of data from the first data record to the second data record.

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Patent Owner(s)

  • THE TORONTO DOMINION BANK

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dunjic, Milos Oakville, CA 157 693
Lalka, Vipul Kishore Oakville, CA 49 253
Tax, David Samuel Toronto, CA 106 190

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