Secured end-to-end communication for remote payment verification

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United States of America Patent

PATENT NO 11756029
SERIAL NO

16550499

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Importance

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Abstract

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Provided are systems and methods for securely providing an encryption key from a remote resource to a secure element. In one example, the method may include receiving transaction data for settling a payment transaction between a merchant and a cardholder of the computing device, reading a merchant encryption key stored in a secure element of the computing device and received from a remote computing service, dynamically generating, via the secure element, a cryptogram that remotely authenticates the transaction data using the merchant encryption key, and transmitting the dynamically generated cryptogram to a computing system associated with the merchant.

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Patent Owner(s)

  • MASTERCARD INTERNATIONAL INCORPORATED

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Abouelenin, Mohamed San Francisco, US 7 2

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