System and method for dynamic insurance coverage in a subscription vehicle service

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United States of America Patent

PATENT NO 11501377
SERIAL NO

16670337

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Abstract

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Embodiments of methods and systems for dynamic insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment of a method for dynamic insurance leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicle combination in the subscription vehicle service. Using the collected data elements, embodiments package the data elements according to predefined preferences of one or more insurance providers. When a present driver-to-vehicle combination associated with a given client changes, the packaged data elements are provided to the insurance providers in order to solicit quotations, or approval, or continuation of current policy for the new driver-to-vehicle combination. In this way, constantly updated data elements derived from the client's use of the service provide accurate information for optimized insurance coverage based on the client's active driver-to-vehicle combination.

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Carley, Adam J Atlanta, US 11 63
Neel, Steven S Suwanee, US 11 63
Phelps,, Jr John R Atlanta, US 12 60
Rackley,, III Brady L Atlanta, US 18 53
Zappa, Vincent G Atlanta, US 11 63

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