System and method for conducting secure transactions
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United States of America Patent
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Mar 15, 2011
Grant Date -
Mar 29, 2007
app pub date -
Sep 27, 2006
filing date -
Sep 27, 2005
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A system and method of conducting a transaction comprising accepting transaction information from a user, producing a customized statement, the customized statement relating to at least a portion of the transaction information and including a challenge to the user, and sending the user an obscured representation of the customized statement. The system and method may accept from the user a response to the challenge. The system and method may further allow the transaction to proceed if the response is correct and prevent the transaction from proceeding if the response is incorrect.
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