Dual PIN payment instrument

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 11176542
SERIAL NO

16598413

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A dual-pin payment instrument is provided. The payment instrument may provide a user access to funds made donated to the user. The payment instrument may include a first set of credentials that provide access to funds/credit owned by the user. The payment instrument may include a second set of credentials that provide access to funds/credit donated to the user. To an onlooker, use of the payment instrument may not appear any different than typical payment instrument use. However an ability to access donated funds/credit may provide the user access to the donated funds/credit in a respectful manner.

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First Claim

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Family

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Patent Owner(s)

  • BANK OF AMERICA CORPORATION

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dintenfass, Katherine Lincoln, US 191 1419
Kingston, Tamara S Peoria, US 28 984

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 May 16, 2025
7.5 Year Payment $3600.00 $1800.00 $900.00 May 16, 2029
11.5 Year Payment $7400.00 $3700.00 $1850.00 May 16, 2033
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00