Real-time processing of requests related to facilitating use of an account

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United States of America Patent

PATENT NO 11734685
SERIAL NO

17446483

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A device may receive information related to a first plurality of individuals and an individual. Each of the first plurality of individuals may be associated with a respective one or more accounts. The device may receive a request to match the individual and one or more individuals. The device may determine a match of the individual and the one or more individuals based on the information. The device may receive, from a user device associated with the individual, a selection of an account, of the respective one or more accounts, associated with another individual of the first plurality of individuals. The device may provide, for display to the other individual, a notification that the individual and the other individual have been matched and that the individual selected the account associated with the other individual. The device may perform one or more actions related to completing the transaction using the account.

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First Claim

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Patent Owner(s)

  • CAPITAL ONE SERVICES, LLC

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Liu, Wenjie (Jessica) New York, US 1 0
Liu, Zhe McLean, US 238 609
Phillips, Jeremy Brooklyn, US 102 327

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Feb 22, 2027
7.5 Year Payment $3600.00 $1800.00 $900.00 Feb 22, 2031
11.5 Year Payment $7400.00 $3700.00 $1850.00 Feb 22, 2035
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00