System and methods for assessing risk of fraud in an electronic transaction

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 11416863
APP PUB NO 20190318358A1
SERIAL NO

15950826

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Abstract

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A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors and having instructions stored thereon that, when executed, causes the one or more processors to receive a request from a user device to initiate an electronic transaction to a beneficiary, identify a risk associated with the beneficiary, calculate a risk score for the electronic transaction based on the risk, transmit a notification to the user device, wherein the notification causes display of one or more mitigation activities for reducing the risk, receive data from the user device associated with the one or more mitigation activities, compare the data with information corresponding to the beneficiary stored in a data store, recalculate the risk score based on the comparison, and transmit an electrical signal to the user device to cause the display of a result of the recalculation.

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Patent Owner(s)

Patent OwnerAddress
WELLS FARGO BANK N A420 MONTGOMERY STREET SAN FRANCISCO CA 94101

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Chamberlain, Kelley A Huntersville, US 1 6
Dietrich, David J Charlotte, US 13 18
Gray-Lindsey, Valeria J Charlotte, US 4 10
Knorr, Michael Fairfield, US 14 40
Kosicki, Robert L Huntersville, US 4 10
Lindquist, Duane F Glenview, US 4 10
Mangieri, Michael West Islip, US 4 10
Marmolejos, Maria V San Francisco, US 4 10
Monteferrario, Jacqueline A Franklin Lakes, US 4 10
Nunez, Yonesy F Allentown, US 5 272
Valentino, Leonard J Stamford, US 7 24

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