US Patent No: RE42820

Number of patents in Portfolio can not be more than 2000

Bank deposit method

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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According to the present invention, a business is issued a deposit card readable on a debit card reader enabling the business to transmit deposit information to its bank or financial institution for crediting rather than debiting of its account. More particularly, a method is provided for facilitating bank deposits for a business having a debit card reader configured to send deposit information to a bank at which the business maintains at least one account. The method comprises the steps of: (i) compiling deposit information concerning cash and negotiable instruments to be deposited in the account; (ii) transmitting the deposit information to the bank via the debit card reader; (iii) consolidating the cash and negotiable instruments into a deposit package; (iv) labelling the deposit package to link it to the deposit information in step (ii); and, (v) delivering the deposit package from step (iv) to the bank.

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First Claim

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all claims..

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Patent Owner(s)

  • Assignment data not available. Check USPTO

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Vallance, Richard 628 Marksbury Rd., Pickering, Ontario, CA 6 18

Cited Art Landscape

Patent Info (Count) # Cites Year
 
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FIRE KING SECURITY GROUP (3)
6,067,530 Cash management system 30 1995
7,216,098 Electronic transmission and tracking of deposit information 4 2000
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NAMSYS INC. (3)
2002/0011,393 Currency receiving device and method 10 2000
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7,070,093 Deposit taking system and method 5 2004
 
ARMOR SAFE TECHNOLOGIES, LLC (2)
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BANK OF AMERICA CORPORATION (2)
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SHORE DEARY, L.L.P. (2)
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TALARIS HOLDINGS LIMITED (2)
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THE WESTERN UNION COMPANY (2)
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2003/0191,722 Coin currency conversion systems and methods 8 2002
 
BALANCE INNOVATIONS, LLC (1)
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CHECKFREE SERVICES CORPORATION (1)
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Chubu Hitachi Electric Co., Ltd. (1)
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CITICORP DEVELOPMENT CENTER, INC. (1)
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COMPUCREDIT (1)
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DECISIONING.COM, INC. (1)
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HUNTINGTON NATIONAL BANK, THE (1)
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ISLAND INTELLECTUAL PROPERTY LLC (1)
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Meridian Enterprises, Inc. (1)
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NCR CORPORATION (1)
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NETELLER PLC (1)
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NEW AMERICAN CAPITAL, INC. (1)
5,950,179 Method and system for issuing a secured credit card 119 1996
 
NIPPON EXPRESS CO., LTD. (1)
7,143,933 Safe for deposits, method of control of safe for deposits, deposit system utilizing safe for deposits, and method for same 12 2004
 
ONLINE RESOURCES CORPORATION (1)
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SKYLINE DATA, INC. (1)
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The Vanguard Group, Inc. (1)
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U.S.A. VENDICAB CORP. (1)
5,252,811 Device, system and method for increasing saving account participation and investment by small investors 105 1991
 
Other [Check patent profile for assignment information] (5)
5,117,355 Centralized consumer cash valve accumulation system for multiple merchants 410 1990
2002/0091,637 Systems and methods for administering return sweep accounts 84 2002
2003/0208,438 System and method for extracting value for consumers and institutions from depth of relationships 52 2002
2003/0208,439 Automated soft limit control of electronic transaction accounts 133 2003
2004/0148,254 Method for performing a secure cash-free payment transaction and a cash-free payment system 21 2003

Patent Citation Ranking

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Apr 11, 2015
7.5 Year Payment $3600.00 $1800.00 $900.00 Apr 11, 2019
11.5 Year Payment $7400.00 $3700.00 $1850.00 Apr 11, 2023
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00

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