US Patent No: RE42820

Number of patents in Portfolio can not be more than 2000

Bank deposit method

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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According to the present invention, a business is issued a deposit card readable on a debit card reader enabling the business to transmit deposit information to its bank or financial institution for crediting rather than debiting of its account. More particularly, a method is provided for facilitating bank deposits for a business having a debit card reader configured to send deposit information to a bank at which the business maintains at least one account. The method comprises the steps of: (i) compiling deposit information concerning cash and negotiable instruments to be deposited in the account; (ii) transmitting the deposit information to the bank via the debit card reader; (iii) consolidating the cash and negotiable instruments into a deposit package; (iv) labelling the deposit package to link it to the deposit information in step (ii); and, (v) delivering the deposit package from step (iv) to the bank.

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First Claim

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Patent Owner(s)

  • Assignment data not available. Check USPTO

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Vallance, Richard 628 Marksbury Rd., Pickering, Ontario, CA 6 19

Cited Art Landscape

Patent Info (Count) # Cites Year
 
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FIRE KING SECURITY GROUP (3)
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NAMSYS INC. (3)
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7,070,093 Deposit taking system and method 6 2004
 
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BANK OF AMERICA CORPORATION (2)
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SHORE DEARY, L.L.P. (2)
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TALARIS HOLDINGS LIMITED (2)
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CHECKFREE SERVICES CORPORATION (1)
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COMPUCREDIT (1)
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ISLAND INTELLECTUAL PROPERTY LLC (1)
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Meridian Enterprises, Inc. (1)
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NCR CORPORATION (1)
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NETELLER PLC (1)
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NEW AMERICAN CAPITAL, INC. (1)
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NIPPON EXPRESS CO., LTD. (1)
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OFFICIAL PAYMENTS CORPORATION (1)
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U.S.A. VENDICAB CORP. (1)
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Other [Check patent profile for assignment information] (5)
5,117,355 Centralized consumer cash valve accumulation system for multiple merchants 425 1990
2002/0091,637 Systems and methods for administering return sweep accounts 85 2002
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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Apr 11, 2015
7.5 Year Payment $3600.00 $1800.00 $900.00 Apr 11, 2019
11.5 Year Payment $7400.00 $3700.00 $1850.00 Apr 11, 2023
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00