Automobile insurance contents setting system, automobile insurance premium setting system, and automobile insurance premium collection system
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
Nov 28, 2002
app pub date -
Mar 13, 2002
filing date -
Mar 27, 2001
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
An automobile insurance premium setting system is provided in which a premium amount may be appropriately set according to driving states of an insurant's automobile. A basic premium calculated based upon coverage and indemnity specified by the insurant, and an additional premium estimated based upon driving behavior submitted by the insurant are added and collected as a provisional premium. Driving behavior points are counted each time when actual driving behavior of the insurant deviates from criteria determined based upon the driving behavior. Safe driving points are counted each time when the actual driving behavior deviates from safe driving criteria submitted to the insurant in advance. The driving behavior points and the safe driving points are combined into demerit points, to calculate an actual additional premium corresponding to the demerit points, and a difference between the estimated additional premium and the actual additional premium is balanced upon expiration of the automobile insurance.
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Family
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Cited Art Landscape
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