Method for implementing anonymous credit card transactions using a fictitious account name
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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Jul 6, 2010
Grant Date -
Apr 21, 2005
app pub date -
Oct 18, 2004
filing date -
May 15, 2000
priority date (Note) -
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Abstract
A method for implementing an anonymous face to face or Mail Order Telephone Order credit card transaction by a user who has established a user account associated with a fictitious name. The user generates a valid personal charge number by executing an algorithm in a computer affixed to the electronic credit card that uses a user key and a card number as input variables. A merchant is provided with the valid personal charge number and the fictitious name that is submitted for approval to a credit approval center. The electronic credit card is sized such that a standard magnetic stripe reader can read it.
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