Method for customizing payment card transactions at the time of the transactions
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
Apr 21, 2005
app pub date -
Oct 18, 2004
filing date -
May 15, 2000
priority date (Note) -
Abandoned
status (Latency Note)
Importance
Abstract
A user can customize use of a payment card, which can be an electronic card, by selecting a customization variable for any given transaction. The customization variable involves at least one of the following steps: (1) customizing generation of a one-time card number; (2) customizing a user identifier; or (3) inclusion of a customization variable with information transmitted to a verification agency for validation of the given use. Multiple payment card transactions can be processed differently depending upon which customization variable is chosen for a given transaction. Different customization variables can be used for different accounts, different types of transactions, or to classify the transactions. A user can receive one bill, or multiple bills. Different levels of privacy can be accorded to transactions that use different customization variables. A user may pay the issuer for increased security, or the user may be paid by the issuer to allow transaction data to be distributed to third parties.
First Claim
Family
International Classification(s)
Cited Art Landscape
Patent Citation Ranking
Advertisement
Advertisement
Advertisement
Recipient Email Address
Recipient Email Address
Comment
Recipient Email Address
Add to Portfolio(s)
To add this patent to one, or more, of your portfolios, simply click the add button.
This Patent is in these Portfolios:
Add to additional portfolios:
Last Refreshed On:
Changes done successfully