Method of extending credit to at least one consumer and method of processing a transaction between a consumer and a merchant
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United States of America Patent
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N/A
Issued Date -
Oct 12, 2006
app pub date -
Apr 11, 2005
filing date -
Apr 11, 2005
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
Disclosed is a method of extending credit to a consumer, including the steps of: offering, to the consumer, a credit account having a private label portion associated with a specified private label entity and a credit issuer network portion for use with a merchant in a credit issuer network; activating at least one portion of the credit account; engaging in a transaction by the consumer, where the consumer uses at least one portion of the credit account; and processing the transaction by a credit issuer processing system. A method of processing a transaction between the consumer having a private label credit account affiliated with a specified private label entity and a merchant and apparatus is also disclosed.
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