Systems and methods for account establishment and transaction management
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United States of America Patent
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Jun 14, 2011
Grant Date -
Nov 15, 2007
app pub date -
Jun 30, 2006
filing date -
Feb 7, 2003
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Disclosed are systems and methods which provide techniques providing account setup, management and transaction authorization determinations in real-time using transaction interrupt messaging. Embodiments preferably take into consideration the quality of one or more parties to the transaction and the means by which charges may be rendered to them when making account setup, management, and/or transaction authorization determinations. Accordingly, transactions, such as collect calls, meeting at least some minimal risk threshold may be completed on a first call attempt, even where a pre-arranged billing agreement or other business relationship is not previously in place.
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