Method for generating customer secure card numbers subject to use restrictions by an electronic card
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United States of America Patent
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Oct 19, 2004
Issued Date -
N/A
app pub date -
Sep 21, 2001
filing date -
May 15, 2000
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Abstract
A method for providing secure transactions generates a Secure Card Number ('SCN') for a first entity that is transferred with a first entity identifier to a second entity and then to a money source that verifies that the transaction is valid by use of the first entity identifier and the SCN. The SCN includes a Transaction Information Block ('TIB') used for invoking one or more restrictions on use of the SCN, a Counter Block, and an encrypted Personal Identification Number ('PIN') Block. The SCN is transferred to the money source in an account number or a non-account data field. The TIB can be used by the money source to determine which of multiple account numbers associated with the first entity should be used for the first transaction. The money source can also use the TIB to determine whether the device which generated the SCN has a changed status condition, such as a low battery condition or an invalid user entry status. The low battery condition may be determined either by a diagnostic program or by an empirical record of the number of transactions presented for authorization.
First Claim
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- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
- CHESS VENTURES LLC
International Classification(s)
- [Classification Symbol]
- [Patents Count]
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Anderson, Roy L | 1334 Graynold Ave., Glendale, CA 92120 | 18 | 4702 |
Bryant, William R | 12001 Coverstone Hill Cir., Apt. #324, Manasas, VA 20109 | 4 | 604 |
Routhenstein, Larry | 5183 Wellington Park Cir., #C47, Orlando, FL 32839 | 10 | 1441 |
Wong, Jacob Y | 7110 Georgetown Rd., Goleta, CA 93117 | 141 | 9069 |
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Fee | Large entity fee | small entity fee | micro entity fee | due date |
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Fee | Large entity fee | small entity fee | micro entity fee |
---|---|---|---|
Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
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