Systems and methods for account establishment and transaction management using interrupt messaging

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7042992
SERIAL NO

10360248

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Abstract

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Disclosed are systems and methods which provide techniques providing account setup, management and transaction authorization determinations in real-time using transaction interrupt messaging. Embodiments preferably take into consideration the quality of one or more parties to the transaction and the means by which charges may be rendered to them when making account setup, management, and/or transaction authorization determinations. Accordingly, transactions, such as collect calls, meeting at least some minimal risk threshold may be completed on a first call attempt, even where a pre-arranged billing agreement or other business relationship is not previously in place.

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Patent Owner(s)

Patent OwnerAddress
WILMINGTON SAVINGS FUND SOCIETY FSB AS SUCCESSOR COLLATERAL AGENT500 DELAWARE AVENUE 11TH FLOOR WILMINGTON DE 19801

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Falcone, Richard Addison, TX 24 933
Hite, Marc Plano, TX 8 247
Jones, Jr Jimmie Plano, TX 1 88
Keiser, Luke Selma, AL 80 1320
Mudd, Robert Keller, TX 8 176
Murphy, Timothy J Spring Valley, OH 17 661

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