Delivery of financial services to remote devices

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 7249344
SERIAL NO

09323210

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A financial institution can provide financial services to a plurality of remote devices, such as personal computers, personal data assistants, screen phones, automatic teller machines, external service providers, and internally to staff terminals and individual branches. By separating the components of the system into independent components, the system and method can be developed and tested on a component level rather than the entire system level, thereby reducing the development and maintenance cycle time. The system and method operate in sessions and can employ a dialog component for gathering information from a customer, a rule broker component for providing answers to the various legal and regulatory rules in a particular country, a language man component for selecting appropriate language, a transaction executor component for performing transactions, and a presentation manager component for formatting outputs to the customer.

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Patent Owner(s)

Patent OwnerAddress
CITICORP CREDIT SERVICES INC (USA)14000 CITI CARDS WAY JACKSONVILLE FL 32258

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Abbott, Charles Santa Monica, CA 5 633
Boyd, Nik Los Angeles, CA 6 657
Cohen, Albert Los Angeles, CA 16 830
Cook, James Manhattan Beach, CA 84 1676
Grandcolas, Michael Santa Monica, CA 13 1167
Lan, Sikhun Los Angeles, CA 2 601
Lindsley, Bonnie Santa Clarita, CA 4 625
Markarian, Grigor Agoura, CA 12 1322
Moss, Leslie Los Angeles, CA 13 1195
Zeanah, James Thousand Oaks, CA 4 625

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