Method and system for completing a transaction between a customer and a merchant
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United States of America Patent
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Feb 15, 2011
Grant Date -
Apr 22, 2004
app pub date -
Feb 7, 2002
filing date -
Feb 7, 2002
priority date (Note) -
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status (Latency Note)
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Abstract
A computer-implemented method and system for completing a transaction between a customer (10) and at least one merchant (20), including the steps of: (a) initiating a transaction by the customer (10) with a merchant (20); (b) communicating an authorization request, including customer data and transaction specific data, by the merchant (20) to a transaction system (26); (c) authenticating the customer (10) by the transaction system (26); (d) authorizing the transaction by the transaction system (26); (e) communicating the authorization response by the transaction system (26) to the merchant (20); and (f) completing the transaction between the merchant (20) and the customer (10). An apparatus for implementing the method is disclosed.
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