Methods and systems for payment account issuance over a mobile network
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United States of America Patent
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Jan 24, 2017
Grant Date -
Jul 31, 2014
app pub date -
Mar 27, 2014
filing date -
Nov 17, 2008
priority date (Note) -
In Force
status (Latency Note)
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Abstract
According to some embodiments, an over-the-air (“OTA”) provision services receives a request to provision a temporary payment account to a customer's mobile device. The request includes customer data and a temporary primary account number (“PAN”). A process includes mapping the temporary PAN to a mobile PAN, storing the temporary PAN in a mapping database, generating a software package comprising a payment application and the mobile PAN, and transmitting the software package OTA to the customer's mobile device. The software package personalizes the customer's mobile device with the mobile PAN enabling use of that mobile device to utilize the temporary PAN to complete payment transactions shortly after the processor receives the request.
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